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New Delhi: The LIC Jeevan Anand Policy is a special scheme from Life Insurance Corporation of India (LIC) that allows you to build a substantial fund by investing a small amount daily. With just ₹45 per day, you can accumulate a fund of ₹25 lakh over 35 years, making it an attractive investment option for those looking to secure their future without heavy premiums. This policy not only provides life insurance but also offers bonuses and additional benefits like accidental death and disability riders.

The LIC Jeevan Anand Policy is a term plan that offers better returns with a low premium. It is an ideal choice for individuals with limited savings but a desire to build a sizable corpus for the future. Here’s how it works:

• Premium Payment: You can choose to pay your premium on a yearly, half-yearly, quarterly, or monthly basis. The monthly premium for this policy is ₹1,358, which means you need to save just ₹45 per day.

• Investment Breakdown:

  • Daily Savings: ₹45

  • Annual Investment: ₹16,300

  • Total Investment Over 35 Years: ₹5,70,500

Along with the savings, you will benefit from revisionary and final bonuses, which can increase your total fund significantly. By the end of the 35-year period, you could potentially accumulate ₹25 lakh.

The policy offers the following benefits:

• Revisionary Bonus: ₹8.60 lakh

• Final Bonus: ₹11.50 lakh

• Total Fund: ₹25 lakh (estimated)

To avail of the bonus, the policy must be continued for a minimum of 15 years.

The LIC Jeevan Anand Policy comes with several riders to provide additional protection:

These features ensure that the policyholder and their family are financially protected in case of unforeseen events.

The LIC Jeevan Anand Policy is a great option for those who wish to save small amounts but want to build a large fund over time. With its low premium, bonus benefits, and additional riders, it’s a secure way to plan for the future while enjoying financial protection today.