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New Delhi, June 16, 2025 – Senior citizens aged 70 years and above can now access cashless medical treatment worth ₹5 lakh without visiting any government office. Under the flagship Ayushman Bharat – PM Jan Arogya Yojana (PM-JAY), the central government has launched the Ayushman Vay Vandana Card, which can now be applied for directly from home using the Ayushman app.

This initiative ensures that elderly citizens from all economic backgrounds can access essential healthcare services conveniently and with dignity.

🏥 What Is the Ayushman Bharat PM-JAY Scheme?

Launched in September 2018 by the Government of India, PM-JAY is implemented by the National Health Authority (NHA). The scheme provides cashless and paperless health coverage for secondary and tertiary care across empaneled government and private hospitals across India.

In a significant move last year, the government extended an additional health cover of ₹5 lakh exclusively for senior citizens aged 70 years and above.

📲 How to Apply for Ayushman Vay Vandana Card from Home

Eligible citizens can easily create their Ayushman Vay Vandana Card using the Ayushman Bharat mobile app by following these simple steps:

1. Download the Ayushman App from the Google Play Store or Apple App Store.

2. Log in as either a beneficiary or an operator.

3. Enter the captcha code and your mobile number to start the authentication process.

4. Enter the OTP received on your mobile to log in.

5. Allow the app to access your location.

6. Fill in your details, such as state and Aadhaar number.

7. If your details aren’t found in the system, proceed with eKYC by consenting to OTP verification.

8. Enter your mobile number again and submit the OTP.

9. Fill in additional information like category, pincode, and family details.

10. Tick the self-declaration box and click submit.

11. Once the eKYC process is successfully completed and approved, you can download your Ayushman Vay Vandana Card directly from the app.

This entire process is digital and user-friendly, eliminating the need for physical documentation or in-person visits.

🏥 Where Can You Get Free Treatment?

To find out which hospitals are included in the scheme near you:

• Visit the official portal: https://hospitals.pmjay.gov.in

• Search by State, District, or Pincode

• You’ll get a list of all government and private hospitals participating in the PM-JAY scheme.

This tool helps beneficiaries identify the nearest empaneled healthcare providers, ensuring timely and stress-free access to treatment.

💡 Why This Matters

Healthcare costs in India can be overwhelming, especially for senior citizens who are often financially dependent on others. This scheme bridges that gap by offering completely free access to treatment up to ₹5 lakh, covering:

• Major surgeries

• Hospital stays

• Emergency care

• Chronic disease management

Moreover, the digital approach brings transparency, speed, and convenience, making it easier than ever for the elderly to benefit without bureaucratic hurdles.

📝 Final Words

With the launch of the Ayushman Vay Vandana Card, the government is taking another major step toward inclusive and accessible healthcare for India’s ageing population. Whether you live in a bustling metro or a remote village, you can now secure your healthcare rights from the comfort of your home—no paperwork, no queues, and no hassle.

If you or someone in your family is eligible, download the app today, complete the application, and be ready to enjoy a healthier, worry-free future.

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