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Passenger insurance information

In India, Indian Railways provides passenger insurance facility to every passenger while booking tickets. But is this facility available in government buses too? It is necessary to know how to help in case of accident during the journey.

Responsibility at the time of accident

When you are traveling by train or bus, the driver’s responsibility increases. If you travel by train and suffer from an accident, the government gives you compensation.

Insurance status in government buses

The option of travel insurance is available while booking tickets in the railway. But what is the situation in government buses? Every state has different arrangements for insurance for government buses, and no fixed amount has been fixed for it. Often, the state government pays compensation for being injured in a road accident or death.

Transport Corporation’s Insurance Scheme

Roadways not only delivers passengers to a safe destination, but also provides accident insurance. A minimum of 50 paise and maximum 2.5 paise are taken for insurance on each ticket. In case of accident in roadways buses of Uttar Pradesh, the Transport Corporation will give a compensation of ₹ 500000. To avail this insurance scheme, passengers will have to spend ₹ 1, which will be included in the ticket.