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HDFC Bank Revamps Credit Card Airport Lounge Access: Spend Thresholds Now Key:
Samira Vishwas | June 5, 2025 11:24 AM CST


Suspense crime, Digital Desk : HDFC Bank is implementing a significant change to its airport lounge access program for many of its credit cardholders, moving away from direct complimentary access to a system based on meeting specific spending criteria. This alteration means that for several popular HDFC Bank credit cards, users will now need to achieve a minimum quarterly spending threshold to unlock or retain their airport lounge benefits.

Previously, many HDFC Bank credit cards offered a set number of complimentary lounge visits per quarter or year, accessible directly with the card. Under the new rules, continued access to these perks will be contingent upon spending a predefined amount (e.g., ₹35,000 or ₹1 lakh, depending on the card variant) in the preceding calendar quarter.

This policy shift affects a range of cards, and the specific spending requirements and the number of lounge visits available post-qualification will vary depending on the card type. The bank has reportedly begun notifying customers about these changes, which are set to take effect on different dates for various card programs, with some changes already active and others rolling out in the coming months.

The move is seen as a way for the bank to encourage higher card utilization and to manage the costs associated with providing complimentary lounge access, a popular but expensive perk. Cardholders are strongly advised to check the updated terms and conditions specific to their HDFC Bank credit card to understand how these changes will impact their lounge access eligibility and to plan their spending accordingly if they wish to continue enjoying this benefit.

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