LIC New Jeevan Shanti: Everyone wants that after retirement they keep getting some money every month, so that there is no problem in their daily expenses. If you also want to know about such a scheme, in which after depositing money once, you keep getting a fixed amount every month, then here we have brought information about LIC's New Jeevan Shanti scheme for you. Through this scheme, you can get a pension of at least Rs 1000 every month by depositing money once.
Lifetime pension after retirement
In LIC's New Jeevan Shanti plan, you have to pay a premium only once. That is, once you invest money in this plan, you have to forget it and as soon as your age crosses the retirement limit i.e. 60 years, you will start getting a pension every month from LIC. In this scheme, you can get a pension of up to one lakh rupees annually. That too for a lifetime.
Single and joint plans of New Jeevan Shanti
LIC offers both single and joint plans in this scheme. The first plan is Deferred Annuity for Single Life and the second option is Deferred Annuity for Joint Life. If you invest in the 'Deferred Annuity for Single Life' plan, then you will start getting a fixed amount as pension after the completion of the deferment period. Also, after your death, the money invested will be returned to the nominee.
'Deferred Annuity for Joint Life Plan' If you invest in it, then you will start getting pension after the completion of the deferment period and after your death, the person with whom you have taken the joint plan will start getting pension. On the other hand, in the joint life plan, if both the account holders die, then the invested money is returned to the nominee. Let us tell you that in this scheme you can choose pension on annual, half-yearly, quarterly and monthly basis.
What is the minimum investment you can make?
You can invest a minimum of Rs 1.5 lakh in LIC's New Jeevan Shanti Scheme. There is no maximum limit of investment in this scheme. If you invest Rs 1.5 lakh, you will get a pension of Rs 1000 every month. Similarly, if you deposit Rs 18 lakh at once or in 5 years, you will get a pension of up to Rs 1 lakh annually. To invest in this policy, the minimum age should be 30 years and maximum age 79 years. If you do not like the policy, you can surrender it anytime.
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